Frequently Asked Questions of First Time Homebuyers
Will shopping around at different banks for the best mortgage damage my credit rating?
Each time you submit a mortgage application at a different financial institution, your credit is checked, which drops your credit score. I shop at all of Canada’s largest lenders with only one credit check! I save you the time and hassle of searching for the best mortgage and rates, while keeping your credit score looking new.
If I do not have a down payment can I still get a mortgage?
There are mortgages available for people with no down payment based on certain criteria.
I own my own business and cannot verify enough income to qualify for a mortgage. Do I have any options?
There are numerous options available to mortgage specialists for business owners with low verifiable income and /or self-employment for less than 2 years.
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